Buyer Guide Summer Edition 2025

Things To Avoid After Applying for a Mortgage

Once a lender had reviewed your finances as part of the homebuying process, you want to be as consistent as possible.

Don’t apply for new credit or close any credit accounts.

Don’t change bank accounts.

Don’t deposit cash into your accounts before speaking with your bank or lender.

Don’t co-sign other loans for anyone.

Don’t make any large purchases.

The best advice? Once you’ve done your mortgage application, always talk to your lender before doing anything financial in nature.

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